Oriental Bank of Commerce
SWOT ANALYSIS
Oriental Bank of Commerce (OBC) is a banking group which provides a range of banking and treasury services to individual customers, agricultural sector and small-scale industries. Oriental Bank of Commerce is a mid sized PSU bank. Historically, the bank has a strong presence in northern as well as western India. The bank’s productivity is also high when compared to its peers. However, weak monsoon and declining export-import trade are likely to impact its revenue and profitability.
|
Strengths |
Weaknesses |
|
High productivity Strong presence in Northern India Diversified and balanced loan book |
Unfavorable deposit mix Substantial non-performing assets |
|
Opportunities |
Threats |
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Government initiatives likely to spur demand in financial transactions Increasing adoption of E-transactions Rising remittances and deposits from NRIs |
Weak monsoon likely to impact rural credit off-take Declining exports likely to subdue trade financing demand in India Intensifying competition likely to check growth opportunities |
Source: Datamonitor